The terms of an independent mortgage are often quite complex.
They are generally governed by a different set of rules than the home loan market.
But for some borrowers, the terms of the mortgage can be the biggest difference between being able to afford a home and not.
A lot of borrowers with an independent loan might be able to keep the house they live in for a year, but then they might have to sell it.
And the sale might not be worth it.
Here are a few ways to make sure your mortgage is as ‘fair’ as possible: Read more How to decide on your loan terms